A networked object delivery system for a personal computing device includes a network, a personal computing device at least part time coupled to the network, and a service agent server at least part time coupled to the network. The personal computing device is preferably a PDA or the like, but can also include personal computers, laptop computers, notebook computers, etc. The personal computing device locally operates on a requested document with at least one downloaded application module from the network. The service agent server will download a requested document and at least one application module to the personal computing device over the network in response to a request for the document and in response to a desired action to be performed on that document.