A secure m-commerce system and device. A consumer m-commerce device receives product data via a number of data input techniques. The product data is uploaded to a remote personal agent that requests bids from commercial partners to transact the list. When a bid is selected, the consumer transacts remotely to complete the purchase thereof. The system tracks geographically the device such that the consumer is alerted to a partner location, and may stop by the location for further information. The device may also output a store map to the consumer that locates all products on the shopping list.