The invention provides seed and plants of the dry bean line designated 08520700. The invention thus relates to the plants, seeds and tissue cultures of dry bean line 08520700, and to methods for producing a dry bean plant produced by crossing a plant of dry bean line 08520700 with itself or with another dry bean plant, such as a plant of another line. The invention further relates to seeds and plants produced by such crossing. The invention further relates to parts of a plant of dry bean line 08520700, including the pods and gametes of such plants.