A water craft includes a tow tower including a tower loop raised and lowered by two linear actuators. The tower loop is firmly supported in the raised position by the linear actuators to provide a proper attachment for towing enthusiasts, and is lowered to allow the water craft to be stored in a normal height garage structure. The linear actuators are unique designs with large shaft diameter, short stroke, and high overlap between the shaft and actuator body, and in particular include novel compressible bumpers to create a compressive jam-lock counterforce at full extension to effectively jam-lock the linear actuator and prevent back creep.