The invention provides an apparatus and method for providing a heat exchanger for vehicles that have liquid cooled engines. The heat exchanger is positioned within the vehicle so as to accept airflow moving across the vehicle when the vehicle is in motion. The heat exchanger is positioned within the vehicle so as not to adversely affect the vehicle's center of gravity. A divider is used with the heat exchanger to help channel at least a portion of the airflow to the heat exchanger, while also preventing any byproduct produced from contact between airborne materials and the heat exchanger from causing a nuisance to the operator.