A communication system comprising a multi-protocol, multi-bearer sub-system is described herein. The sub-system is a universal platform module that can transmit and receive one or more information signals in one or more protocols using one or more bearer services. In one embodiment, the sub-system may form a portion of a transceiver that is composed of a transmitter and a receiver, and which is a gateway server between a personal area network (PAN) and the global wireless network.