A solar air-conditioning system that is preferably designed to operate with concentrated solar heat and uses a circulating refrigerant in a cycle of compression and expansion. Solar concentrators raise the temperature and pressure of the refrigerant. The raised temperature is dissipated to the atmosphere and the refrigerant proceeds to the evaporator coil, which is located within a water tank containing at least 1000 gallons of an anti-freeze water solution. As the water is the storage medium, heat can be added to or extracted from the storage medium by the evaporator coil. A radiator pickup coil is also located within the water tank and is part of a separate chilled water system which can circulate its own water supply through other radiators located throughout a dwelling. Additionally, one or more bypass valve(s) within the refrigerant system allow switching to solar heating.