Embodiments of a method and system for payment funding are disclosed. A funding specification request may be received. The funding specification request may define a plurality of payment sources to be used to pay for a selection of value in a networked system. A payment allocation designating a first payment source of the plurality of sources may be selected from the funding specification request. A designation of a user account as a primary account may be selected from the funding specification request. The primary account may be a second payment source of the plurality of sources and ultimately responsible for providing the value due for the selection of value. Payment for the value due from the first payment source may be processed. An additional payment from the second payment source may be processed when the payment from the first payment source does not satisfy the value due.