A telematics system is provided. The system includes a telematics client framework having an interface to client applications and being integrated with a client communications framework. The client communications framework has a client stream manager, a client data pump, a client policy manager, and a client channel monitor. The channel monitor detects availability of channels for communication with a telematics server framework. The telematics server framework includes an interface to server applications and is integrated with a server communications framework. The client channel monitor is configured to communicate availability of channels to connection objects of the client data pump. Switching between channels is triggered based on information obtained from the client policy manager.