In a method of tracking usage habits of a vehicle having a standard vehicle data port, in which a user identification, a start date, a start time, and a start odometer reading are recorded a local vehicle data storage medium upon receipt of an authorized user identification. A shutoff date, a shutoff time and a shutoff odometer reading are recorded in the local vehicle data storage medium upon sensing engine shutoff. A request for vehicle usage information is received from an off-board data storage device. In response thereto the user identification, the start date, the start, the start odometer reading, the shutoff date, the shutoff time and the shutoff odometer reading are transmitted from the local vehicle data storage medium to the off-board data storage device. A report that includes the user identification, the start date, the start, the start odometer reading, the shutoff date, the shutoff time and the shutoff odometer reading, is transmitted from the off-board data storage device to a remote computer, via a global computer network.