Fabric and other design panels are attached to wearing apparel such as shoes, boots and belts and in one embodiment, the design panels include various shaped panel configurations conforming to the shape of designated areas and surfaces on the wearing apparel. In another embodiment the panel configurations are placed under open shaped areas or surfaces. The design panels typically have a selected printed bandana design or indicia of selected color. In a preferred embodiment shaped bandana design panels are adhesively attached to selected areas and surfaces on walking and gym shoes and belts, as well as boots, wherein the various bandana design panels are configured to fit on or over the specific surface areas on the shoes and belts. Alternatively, the design surfaces are open to define a window and a backing panel having a bandana design is positioned under the open design surfaces.