The present invention discloses methods and systems for providing education at a point of need. The invention includes creating granules of educational material, associating educational credits with the granules of educational material, receiving a request for at least one of the granules of educational material from the point of need, responding to the request by electronically delivering at least one of the granules of educational material to the point of need, and recording educational credits based on at least one of the granules of educational material delivered to the point of need.