A business method which uses a computer program to establish and maintain a deposit exchange. Customers deposit money with the deposit exchange and register with clients of the deposit exchange to use these deposits as discounts toward the price of goods or services the customer buys from the client. These discounts accumulate according to a formula similar to that used to calculate compound interest.

 
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< System and method for verifying, setting, printing and guaranteeing checks at a remote location

< Method, system and computer program product for protection of identity information in electronic transactions using attribute certificates

> Micro payment-based advertising

> Information provision over a network based on a user's profile

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