A user network station transmits a cookie including a user identifier and
an augmenting factor transformed with one key of a first asymmetric
crypto-key or with a symmetric crypto-key. A authenticating entity
network station recovers the augmenting factor from the transformed
augmenting factor with the other key of the first asymmetric crypto-key
or with the symmetric crypto-key, and transmits a customized login page
corresponding to the user identifier included in the received cookie. The
user network station transmits a factor responsive to the transmitted
customized login page. The authenticating entity network station
generates a first key portion based on the transmitted factor, and
validates the generated first key portion based on a second key portion
of one key of a second asymmetric crypto-key associated with the user and
on the other key of the second asymmetric crypto-key, and the recovered
augmenting factor, to thereby authenticate the user.