Disclosed is a napkin holder for easy use and easy carrying. A napkin holder comprises a neck band and the fixing holes are positioned at both end portions of the neck band to hold a napkin, a bib or a towel. The fixing holes may be formed in assorted sizes and various shapes to fix the napkin, bib and towel, and the neck band may be formed using rubber material like silicone or plastics like soft PVC so that the napkin holder may be formed using elastic materials and used semi-permanently.