A method for creating extra profit from gaming machines (games of chance used in a casino or bingo-hall setting) using progressives, where the progressive amount shown to players is not the amount collected from game play; rather, it is the value which is the sum of payments made from an annuity purchased using the full amount of the contributions made to the progressive, called the amortized value. The amortized value is used to create player excitement and increased base game play in casino environments.