An apparatus for docking and/or mooring vehicles, particularly water craft and for restraining loads in truck beds or trailers. The apparatus utilizes ropes or cables in housing unit that provides for the extension and retraction of the rope or cables preferably without the need of electrical or manual cranks. The housings are adaptable to be mounted on the vehicle or at an attachment or docking location and are biased to retract but may contain stops or cleats for manually tying off and thus stopping the extension or retraction of the rope or cable. The housings may be further adapted to be flush mounted in relation to surrounding surfaces.