A user centric policy creation and enforcement system, method and apparatus. The method can include observing state changes and action invocations in disparate applications through visual views of the applications. Correlations can be established between the observed state changes and action invocations. Rules can be formulated in a policy based upon user selected ones of the established correlations. Each of the rules can specify a state change in at least one of the applications. Each of the rules further can specify at least one resulting action invocation in at least one other of the applications. Finally, the policy can be applied so as to automatically respond to each subsequently observed state change with a specified action invocation.