A word forming game with a plurality of chips, each bearing either a letter or a wild card symbol on one surface. Players take successive turns at flipping over chips until a timer indicates the end of play. Whenever a player can form an English word from at least three of the previously flipped over chips, the player says the word and then takes the letters and forms the word. If the previously formed word is owned by a different player, it is taken by the player forming the new word. At any time a player may challenge a word previously formed by another player. A wild card symbol allows the chip to be used as any letter of the alphabet. When the play ends, the score of each player is determined depending on how many words that player own and how many letters each word contains.