Methods of playing a baccarat card game variation are presented including: providing a 52-card deck of playing cards; placing a wager a player bet line or a banker bet line by a player, where the wager includes a player bet line wager and a banker bet line wager; dealing a pair of cards to each of a banker hand and a community hand, where the banker hand includes a banker face-up card and a banker face-down card, and where the community hand includes a first community face-up card and a second community face-up card; if a community hand sum is less than 4, dealing a community hit card to the community hand; if the community hand sum is greater than 6, standing on the community hand; and if the community hand sum is greater than 3 and less than 7, optionally dealing a community hit card to the community hand.