A system and/or method for sensing the presence of moisture (e.g., rain) and/or other material(s) on a window such as a vehicle window (e.g., vehicle windshield, sunroof or backlite). In certain example embodiments of the invention, at least one sensing capacitor is supported by a window such as a vehicle windshield, the capacitor(s) having a field that is affected by moisture (e.g., rain) on a surface of the window. The at least one sensing capacitor may have a fractal geometry in certain example embodiments of this invention. The sensing circuit may output an analog signal that is based on and/or related to the sensing capacitor(s). The analog output of the circuit may be converted to a digital signal, and subjected to processing (e.g., correlation) for determining whether moisture (e.g., rain, dew, fog, etc.) or the like is present on the surface of the window.