The present invention is a protective skin covering having at least three distinct layers that can be worn on multiple parts of the human body. The inner layer substantially surrounds the area over which said protective skin covering is to be worn, and is constructed of soft, non-abrasive fabric. The middle layer provides padding to protect a wearer against impact with foreign objects. The outer layer is a durable, flexible, material (such as, for example, nylon or other similar material) that protects the middle layer, protects the skin of the wearer, resists wear and tear, and provides a surface for decorative designs or other attractive features.