The present invention comprises a system and method for providing a
personal identification number (PIN) to a client terminal over a computer
network. In accordance with one aspect of the present invention, a server
receives a request for a PIN over a network, the request originating from
a user at a client terminal. The request is associated with a requested
monetary unit and a requested provider. The server retrieves from a
database a PIN associated with the requested monetary unit and requested
provider. The server transmits the retrieved PIN to the client terminal
over the network, wherein the PIN is transmitted to the client terminal
on-demand in response to the customer's request.