A retail package for prepaid cards is disclosed which includes a card retainer, a proxy debit card retained by the retainer and adapted to be loaded with funds at a point of sale, and at least one electronic debit card retained by the retainer and requiring registration prior to use, wherein the proxy debit card and the at least one electronic debit card are linked to one another within a processing system to facilitate fund transfers therebetween after registration of the at least one debit card. Methods of distributing prepaid cards are also disclosed.