An apparatus, program product and method for determining a cost for using a standby resource that accounts for the cause for the resource's usage. A standby resource, such as a processor, is activated in response to a resource requirement. The cause of the resource requirement is automatically determined. The result of that automatic determination is used to determine a charge indicator for using the standby resource. For instance, performance code associated with a failure may be associated with a charge indicator. A user may later be billed according to the determined charge indicator, i.e., according to their actual use of the standby resource and/or their usage status.