A financial transaction card is associated with seeds of at least one type, where each of the seeds is configured for planting in a composition. The financial transaction card includes a substrate defining a first portion and a second portion attached to and readily separable from the first portion. The first portion includes an account identifier, which links the financial transaction card to at least one of a financial account and a financial record and is machine readable by a point-of-sale terminal. The second portion includes a pointed end and indicia identifying the at least one type of seeds. The second portion is configured for insertion into the composition to mark where the seeds are planted in the composition. Stored-value card assemblies, methods of encouraging purchase and facilitating use of a stored-value card, and other embodiments are also disclosed.