A system for a personal intelligence network provides informational and transactional data. Data distribution servers provide e-mail and other messages of topical interest to a subset of the subscribers. The content may be generated by an On-Line Analytical Processing (OLAP) based channel database system, and the output may also be communicated to individuals via spreadsheet programs data, pager, telephone, mobile phone, fax, personal digital assistants, Hypertext Markup Language (HTML) e-mail and other formats, including a workbook file attachment. Reports generated may enable a subscriber to act upon the content within the report, thereby providing an interactive component to the report. Subscriber actions or inaction to the report and content may be obtained and analyzed, including analysis in connection with the other informational and transactional data.

 
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< Integrated electronic bill presentment and risk based payment

> Database for check risk decisions populated with check activity data from banks of first deposit

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