A liquid beverage concentrate having low viscosity, low water activity, and extended shelf life at ambient temperatures. The liquid beverage concentrate contains a sugar alcohol, a sweetener, a non-dairy creamer, a stabilizing gum, and water. It can optionally contain one or more flavorings, acidulants, colorings, preservatives, and emulsifying agents. The liquid beverage concentrate enables relatively high ratios of finished beverage to concentrate while remaining of sufficiently low viscosity to allow the use of conventional beverage pumps and dispensers.