A method for paying at a food establishment that begins with a patron identifying a payment point at a consumption station of a food establishment. The payment point provides the patron an invoice of purchased items. A patron can then use a payment artifact to initiate a transaction with the payment point. The transaction information can be sent to payment center associated with the payment artifact. If the payment center approves the transaction, confirmation can be sent back to the payment point. The payment point can then apply the authorized amount to the invoice of purchased items.