Methods are provided for conducting a vehicle business transaction with a customer. Possession of a vehicle chassis is offered and/or granted to a customer in a first financial transaction for consideration. Possession of a vehicle body for engagement with the chassis is offered and/or granted in a second financial transaction for consideration independently of the vehicle chassis, wherein the chassis and body are separately priced. The body may be selected from an inventory of vehicle bodies each having a chassis attachment interface engageable with the chassis. The chassis may be financed for an extended period of time, such as 20 years, while various bodies are interchanged with the chassis.