A method and a computer system for indexing and searching the data content of nested field records, such as those in Extensible Markup Language (XML). The system includes an indexing and searching engine that constructs an improved full-text search index on the input XML data and then performs searches using the index. The system supports exact matches and partial matches using a wildcard character. The method transforms the input XML data into a form that encodes the data structural information by suffixing each word with its corresponding field qualifiers or an equivalent numerical pattern thereof. The resulting encoded words are then stored in a full-text index structure. Various types of full-index search may be performed. One alternative embodiment is to combine string matching and numeric or integer pattern matching to identify a particular word in a particular field. The portion of the word without field qualifiers is matched against the words in the index, and the pattern of numerals representing the word's field qualifiers is matched against the numeral patterns of the words in the index that correspond to their respective field qualifiers. Therefore, evaluation of complex field criteria is reduced to simpler and faster numeric matching.