An on-line VBI printing system that includes one or more cryptographic modules and a central database. The cryptographic modules are capable of implementing a variety of required security standards. A client system provides a user friendly GUI for facilitating the interface of the user to the system. The GUI system includes wizards that help the user step-by-step with processes of registration, logging into the system, and printing the VBI.In one aspect, the invention describes an on-line system for printing a value bearing item (VBI) that includes a memory for storing information specific to a first computer used by the user for registering with the on-line system, wherein the information is used by the server system to identify the first computer and a re-registration wizard for requiring the user to re-register if a second computer used by the user is not the same as the first computer used for registering the user.