A system, method, apparatus, and computer program code for conducting or otherwise facilitating a transaction or request involving a product. A transaction or request involving a product is decomposed or broken down into two or more secondary transactions or requests involving the product. Thus, for an initial transaction, a set of two or more secondary transactions is established that take place instead of the initial transaction. A transaction may involve the purchase or sale of a product at one or more marketplaces. If an initial transaction or request can or is to be conducted within a given period, then some or all of the secondary transactions also may occur within the given time period. Some or all of the secondary transactions or requests may be conducted at the same marketplace or at different marketplaces.

 
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> Debit purchasing of stored value card for use by and/or delivery to others

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