A soft body armor garment having an upper portion for covering at least a portion of the lower body of a user, having a lower portion located in proximity to the upper portion which is sufficiently elongated such that the lower portion wraps around to cover at least a portion of the leg of the user; the lower portion having a first and second side, the first side for wrapping around the leg of the user; the second side having an attachment mechanism for securing to the first side around the leg of the user; an attachment mechanism located at the upper portion of the garment wherein the mechanism secures the garment to the user; and at least one receptacle to hold at least one item.