A photothermographic material comprising a support and an image-forming layer, a non-photosensitive intermediate layer A, and an outermost layer provided in this order on at least one side of the support, wherein the image-forming layer comprises a photosensitive silver halide, a non-photosensitive organic silver salt, a reducing agent, and a binder, and at least 50 mass % of a binder in the non-photosensitive intermediate layer A is a polymer latex having a film water absorption of 5 % or lower.