A bracelet has a removable ornament that can also be worn as a necklace pendant. The bracelet includes a resilient wristband with opposed first and second ends with hooks at each end. The hooks are preferably transverse to the plane of the wristband and extend in opposite directions. The ornament has a bottom surface that includes a first loop adapted to receive the wristband hooks for releasable attachment of the ornament to the wristband, and a second loop to receive a necklace. The first loop preferably includes a central section substantially parallel to the ornament bottom surface and end sections connecting the central section to the ornament bottom surface. The second loop is preferably transverse to the first loop and lies along an axis substantially equidistant between the end sections of the first loop.