A system for updating a merchant customer account database is provided, wherein the system may be used to update a merchant's customer database in response to changes made to a customer transaction account. The system provides a remote database location which stores a merchant's customer transaction account information for customers using the transaction account for recurring billing purposes. A server is used to manage the remote database information to update the remote database in response to changes in transaction account information. The updated transaction account information is then periodically provided to the merchant for use in updating the merchant's customer account database.