Prepaid accounts are replenished during multimedia sessions using the prepaid accounts without interruption of the multimedia sessions. A prepay server monitors and adjusts prepaid account balances based on usage of communications resources as reported by elements of the communications network (100). If a processor determines that an account balance is low, then a user terminal (102) is notified and a new session is intiated to permit the user to increase the account balance without interrupting the ongoing communications session.

 
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