A system and method for transferring money by use of a prepaid card account is disclosed wherein two cards are issued to the user accountholder, one of which is provided to another user, and either user may add value to the prepaid account so that the other user may use the card and that value in a financial transaction.

 
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< Key telephone unit and key telephone system

< Directory assistance dialog with configuration switches to switch from automated speech recognition to operator-assisted dialog

> Multi-user call waiting

> Adaptive pilot tone location in a transmission system

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