A system, method, and computer readable medium for a business to securely distribute potentially large collections of document folders (180) to recipients (140). The system comprises a sending device (160) for sending the document folders (180) and temporarily storing the document folders (180) on a network (120) of interconnected computers (170), a destination computer (170) for accumulating the sent document folders (180) destined for a particular recipient (140), and a receiving device (130) for receiving the accumulated document folders (180) from the destination device (170). The method comprises the steps of sending the document folders (180) to a network (120) of interconnected computers (170); notifying each recipient (140) of an electronic document folder (180) by means of an indirect reference to the electronic document folder (180); selecting a destination location (170) for the electronic document folder (180) using data supplied by the recipient (140); and accumulating the electronic document folders (180) at the destination location (170).