Methods and systems provide a loan to a borrower. An identification of
real property and a specification of a monetary amount to be used for
future payment of food expenses is received. A total loan value for the
real property and the specified monetary amount is calculated. Approval
of the loan secured by the real property for the total loan value is
requested. A closing is initiated on the loan at which a customer
depository account is funded with the specified monetary amount to
provide future funds for payment of food expenses incurred by the
borrower.