Method for making a payment secure

   
   

A mobile telephone is equipped with a smart-card reader to aid in universal payment by smart card. A security checking circuit of the mobile telephone is provided with a complementary function by which the mobile telephone can behave like a secured smart-card reader with a view to payment. Smart-card payments are facilitated by disassociating an act of payment from an act of purchase which can be done by any means, in particular through the internet.

 
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