A method and apparatus for determining whether a party sending an email communication is on a list of parties authorized by the intended receiving party. If the sending party is not on the list of authorized parties, an electronic billing agreement is emailed to the sending party indicating a fee that will be charged to the sending party in return for the message being provided to the intended receiving party. Preferably, the present invention is implemented with Internet communications and utilizes a security protocol to enable the electronic transaction to be transacted in a secure manner.